{
 "schemaVersion": "2025-06-18",
 "name": "ICHRA Savings WebMCP",
 "description": "Live ICHRA vs small-group savings tools for browsing AI agents. Look up county-level and state-level savings from 2026 Ideon data cross-verified against CMS files.",
 "endpoint": "https://ichrasavings.com/mcp",
 "transport": "http",
 "documentation": "https://ichrasavings.com/",
 "tools": [
  {
   "name": "ichra_county_savings",
   "description": "Look up ICHRA vs small-group savings for a US county. Returns the individual-market benchmark premium, the small-group benchmark premium, the percent savings, and the annual dollar savings per employee (2026 plan year). Pass county and state; if multiple counties match, the closest is returned.",
   "inputSchema": {
    "type": "object",
    "properties": {
     "county": {
      "type": "string",
      "description": "County name, e.g. 'Franklin' or 'Morrow County'"
     },
     "state": {
      "type": "string",
      "description": "2-letter state abbreviation, e.g. 'OH'"
     }
    },
    "required": [
     "county"
    ]
   }
  },
  {
   "name": "ichra_employer_estimate",
   "description": "Estimate an employer's possible annual ICHRA savings range for a US county \u2014 the agent-callable mirror of the on-site multi-step qualifier. Plan-year-2026 lowest-cost silver premiums (ages 27-50), individual vs small group, capped at the stated monthly contribution. Illustrative estimate only, never a quote. No PII stored.",
   "inputSchema": {
    "type": "object",
    "properties": {
     "county": {
      "type": "string"
     },
     "state": {
      "type": "string"
     },
     "employees": {
      "type": "integer"
     },
     "monthly_contribution": {
      "type": "number"
     }
    },
    "required": [
     "county",
     "employees"
    ]
   }
  },
  {
   "name": "ichra_state_summary",
   "description": "Summarize ICHRA savings for a US state: number of qualifying counties, average and maximum percent savings, and the highest annual per-employee savings (2026 plan year).",
   "inputSchema": {
    "type": "object",
    "properties": {
     "state": {
      "type": "string",
      "description": "State name or 2-letter abbreviation, e.g. 'Ohio' or 'OH'"
     }
    },
    "required": [
     "state"
    ]
   }
  },
  {
   "name": "ichra_top_counties",
   "description": "Return the top N US counties by ICHRA savings percentage (2026 plan year). Optionally filter by state.",
   "inputSchema": {
    "type": "object",
    "properties": {
     "limit": {
      "type": "integer",
      "description": "How many counties to return (default 10, max 50)"
     },
     "state": {
      "type": "string",
      "description": "Optional 2-letter state abbreviation to filter by"
     }
    }
   }
  }
 ]
}