What could your company save?
A few taps and you'll see your county's actual 2026 numbers — the same-year gap between the small group and individual markets, applied to your headcount and budget.
How many employees do you have?
Where is your company located?
Your savings numbers are county-specific — we'll use YOUR county's 2026 rates.
What industry are you in?
Roughly what do you contribute per employee for health coverage?
Not sure? Pick your best guess — the real analysis uses your actual numbers.
When is your next renewal?
Your possible savings — Franklin County, Ohio
$0 – $0 per year
Why could you save this much?
In Franklin County, the same coverage tier costs very different amounts on the two markets employers can buy from. The lowest-cost small group silver plan runs $872–$1486/mo per employee (ages 27–50), while the equivalent lowest-cost individual-market silver plan runs $352–$600/mo — a difference of $520–$885 per employee, per month (2026 plan-year rates, same tier, same age, same county).
An ICHRA lets you fund employees to buy on the lower-priced individual market instead of paying group rates — with the same tax treatment. Your number above is that per-employee difference × your headcount × 12 months, capped at what you told us you contribute today. Not every county has this gap — Franklin County's 2026 rates do.
An honest answer: your county's 2026 numbers don't show a clear gap.
In your county, the lowest-cost individual-market silver plan is not meaningfully cheaper than the small group equivalent this plan year — so a savings-driven ICHRA probably isn't your best move right now, and we'd rather tell you that than show you a made-up number. There can still be reasons to look at an ICHRA (budget control, multi-state teams, participation problems), and the free analysis will give you the real picture either way.
Possible savings shown are an illustrative estimate based on Franklin County's plan-year-2026 rate difference between the individual and small group markets, capped at your stated contribution — not a quote or guarantee. Actual results depend on your employee census, ages, family composition, plan design, and contribution strategy.
Free analysis with your real census. If the numbers don't work, we'll tell you to keep your group plan.
Where should we send your company's actual analysis?
Last updated: August 16, 2026 · Methodology: lowest-cost silver premiums from the CMS Marketplace Public Use Files (individual) and Ideon (small group) — same county, age band, and plan year (2026) on both sides. Estimates are illustrative ranges, capped at your stated contribution; never a quote or guarantee.