Stop overpaying for group health insurance
ICHRA gives you full control over health-benefit costs. Set your budget, let employees choose their plans, and save 20–63% in qualified counties.
Why employers choose ICHRA
Traditional group plans cost more every year and give you less control. ICHRA flips that equation.
Complete cost control
Set a fixed monthly budget per employee. No surprise premium increases. No renewal negotiations. You decide exactly how much to spend.
Tax advantages
All ICHRA contributions are 100% tax-deductible with no FICA taxes — real savings beyond just the premium difference.
Attract top talent
Offer competitive health benefits that rival large corporations. Even a 5-person startup can provide meaningful coverage.
Multi-state made easy
Remote employees in any state simply buy individual coverage in their own market. No complex multi-state group plan needed.
Employee classes
You can offer different ICHRA amounts to different groups of employees:
See your county's savings potential
Enter your location and employee count to check savings across 1309+ qualifying counties.
See what your company could save
County-specific 2026 numbers, about 30 seconds, no contact info needed.
How many employees do you have?
See What My Company Could Save →30-second estimate. No contact info needed.