Terms of Service

By accessing ichrasavings.com (the "Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

Informational purpose only

The Site provides general educational information and cost estimates about the Individual Coverage Health Reimbursement Arrangement (ICHRA). It is not tax, legal, HR, or individualized financial advice, and it is not an offer or solicitation to buy insurance. See our Disclaimers for details.

No guarantee of savings or results

Savings figures are estimates based on 2026 benchmark data and will vary by county, age, plan selection, and carrier participation. We do not guarantee any specific outcome, premium, or eligibility.

Acceptable use

• Do not use the Site unlawfully or to infringe others' rights.
• Do not attempt to disrupt, overload, or gain unauthorized access to the Site or its data.
• Do not scrape or reuse content in a way that misrepresents the source. (Our data is openly citable — see llms.txt.)

Intellectual property

Site design, text, and original analysis are owned by ICHRA Savings unless otherwise noted. Underlying premium data is derived from third-party and public sources and is provided for informational use.

Third-party links

The Site links to third-party resources (for example, HealthCare.gov and IRS.gov). We are not responsible for their content or practices.

Limitation of liability

The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, ICHRA Savings is not liable for any damages arising from your use of the Site or reliance on its content.

Changes

We may update these Terms from time to time. Continued use of the Site after changes constitutes acceptance.

Contact

Questions? Email mike@ichrasavings.com.