ICHRA savings in Nez Perce County, ID
In Nez Perce County, individual silver coverage benchmarks at $506/mo versus $633/mo for small group — a gap of about $127 per employee per month, or $1,519 a year.
Last updated: August 17, 2026 · plan-year 2026, lowest-cost silver (age 50), same year both markets. Estimates, not quotes.
What the gap means at your headcount
Benchmark gap × employees × 12 months. Illustrations only — your contribution design sets the real number.
| Employees | Monthly benchmark gap | Estimated annual gap |
|---|---|---|
| 10 | $1,266 | $15,187 |
| 25 | $3,164 | $37,968 |
| 50 | $6,328 | $75,936 |
| 100 | $12,656 | $151,872 |
Want it modeled on your actual census and contribution? Run the estimator — it takes about a minute.
Nez Perce County vs the Idaho average
| Nez Perce County | Idaho qualifying-county avg | |
|---|---|---|
| Monthly gap / employee | $127 | $77 |
| Savings vs small group | 20% | 12% |
Nez Perce County runs $50/month ahead of the typical qualifying Idaho county — one of the stronger local cases for an ICHRA in the state. See how the whole state stacks up on the Idaho savings page or the interactive map.
Nearby Idaho counties
How Nez Perce County compares to other qualifying counties in the state.
| County | Individual /mo | Small group /mo | You save | Annual / employee |
|---|---|---|---|---|
| Clearwater County | $506 | $633 | 20% | $1,519 |
| Idaho County | $506 | $633 | 20% | $1,519 |
| Latah County | $506 | $633 | 20% | $1,519 |
| Lewis County | $506 | $633 | 20% | $1,519 |
Methodology
Every figure on this page compares the lowest-cost silver plan for a 50-year-old in Nez Perce County (FIPS 16069) across both markets for the same plan year (2026): the individual market side comes from the CMS Marketplace Public Use Files, the small-group side from Ideon's county-level rate data. We never mix plan years, tiers, or geographies. Figures are benchmark estimates — not an offer of insurance, a quote, or a guarantee of savings.
Nez Perce County ICHRA FAQs
How much can employers save with an ICHRA in Nez Perce County, Idaho?
For plan year 2026 the Nez Perce County benchmark gap is about $127 per employee per month — individual silver coverage at $506/mo versus $633/mo for comparable small-group coverage. Over a year that's roughly $1,519 per employee. These are estimates from public and industry benchmark data, not quotes; actual savings depend on your census and contribution design.
What does small-group health insurance cost in Nez Perce County compared to individual plans?
The 2026 small-group benchmark in Nez Perce County is $633/month (lowest-cost silver, age 50) versus $506/month for the same-tier individual-market plan — the individual market prices 20% lower. That inversion is exactly what makes an ICHRA work here.
How does Nez Perce County rank for ICHRA savings in Idaho?
Nez Perce County ranks #5 of 5 Idaho counties with a $100+/month benchmark gap. Its $127/month gap is $50 above the Idaho qualifying-county average of $77/month.
Where does this Nez Perce County data come from?
Individual-market premiums come from the CMS Marketplace Public Use Files and small-group benchmarks from Ideon — lowest-cost silver plan, age 50, same county and same plan year (2026) on both sides. Same-year, same-county, same-tier is the only apples-to-apples comparison we publish.
Is an ICHRA the right move for every Nez Perce County employer?
No. The Nez Perce County numbers favor an ICHRA on paper, but the answer depends on your group's ages, current renewal, participation, and contribution strategy. A free analysis models your actual census — and if staying on group coverage is cheaper, it will say so.
Ready to run the Nez Perce County numbers on your group?
Get a free, no-obligation analysis for your county and employee count.
See what your company could save
County-specific 2026 numbers, about 30 seconds, no contact info needed.
How many employees do you have?
See What My Company Could Save →30-second estimate. No contact info needed.