59.6% below small group

ICHRA savings in Logan County, OH

In Logan County, individual silver coverage benchmarks at $600/mo versus $1,486/mo for small group — a gap of about $885 per employee per month, or $10,624 a year.

Last updated: August 17, 2026 · plan-year 2026, lowest-cost silver (age 50), same year both markets. Estimates, not quotes.

What the gap means at your headcount

Benchmark gap × employees × 12 months. Illustrations only — your contribution design sets the real number.

EmployeesMonthly benchmark gapEstimated annual gap
10 $8,854 $106,244
25 $22,134 $265,611
50 $44,269 $531,222
100 $88,537 $1,062,444

Want it modeled on your actual census and contribution? Run the estimator — it takes about a minute.

Logan County vs the Ohio average

Logan CountyOhio qualifying-county avg
Monthly gap / employee$885$766
Savings vs small group59.6%55%

Logan County runs $119/month ahead of the typical qualifying Ohio county — one of the stronger local cases for an ICHRA in the state. See how the whole state stacks up on the Ohio savings page or the interactive map.

Nearby Ohio counties

How Logan County compares to other qualifying counties in the state.

CountyIndividual /moSmall group /moYou saveAnnual / employee
Fayette County $600 $1,486 59.6% $10,624
Franklin County $600 $1,486 59.6% $10,624
Licking County $600 $1,486 59.6% $10,624
Madison County $600 $1,486 59.6% $10,624
Pickaway County $600 $1,486 59.6% $10,624
Union County $600 $1,486 59.6% $10,624

Methodology

Every figure on this page compares the lowest-cost silver plan for a 50-year-old in Logan County (FIPS 39091) across both markets for the same plan year (2026): the individual market side comes from the CMS Marketplace Public Use Files, the small-group side from Ideon's county-level rate data. We never mix plan years, tiers, or geographies. Figures are benchmark estimates — not an offer of insurance, a quote, or a guarantee of savings.

Logan County ICHRA FAQs

How much can employers save with an ICHRA in Logan County, Ohio?

For plan year 2026 the Logan County benchmark gap is about $885 per employee per month — individual silver coverage at $600/mo versus $1,486/mo for comparable small-group coverage. Over a year that's roughly $10,624 per employee. These are estimates from public and industry benchmark data, not quotes; actual savings depend on your census and contribution design.

What does small-group health insurance cost in Logan County compared to individual plans?

The 2026 small-group benchmark in Logan County is $1,486/month (lowest-cost silver, age 50) versus $600/month for the same-tier individual-market plan — the individual market prices 59.6% lower. That inversion is exactly what makes an ICHRA work here.

How does Logan County rank for ICHRA savings in Ohio?

Logan County ranks #28 of 88 Ohio counties with a $100+/month benchmark gap. Its $885/month gap is $119 above the Ohio qualifying-county average of $766/month.

Where does this Logan County data come from?

Individual-market premiums come from the CMS Marketplace Public Use Files and small-group benchmarks from Ideon — lowest-cost silver plan, age 50, same county and same plan year (2026) on both sides. Same-year, same-county, same-tier is the only apples-to-apples comparison we publish.

Is an ICHRA the right move for every Logan County employer?

No. The Logan County numbers favor an ICHRA on paper, but the answer depends on your group's ages, current renewal, participation, and contribution strategy. A free analysis models your actual census — and if staying on group coverage is cheaper, it will say so.

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