ICHRA savings in Barnwell County, SC
In Barnwell County, individual silver coverage benchmarks at $620/mo versus $837/mo for small group — a gap of about $217 per employee per month, or $2,602 a year.
Last updated: August 17, 2026 · plan-year 2026, lowest-cost silver (age 50), same year both markets. Estimates, not quotes.
What the gap means at your headcount
Benchmark gap × employees × 12 months. Illustrations only — your contribution design sets the real number.
| Employees | Monthly benchmark gap | Estimated annual gap |
|---|---|---|
| 10 | $2,169 | $26,024 |
| 25 | $5,422 | $65,061 |
| 50 | $10,844 | $130,122 |
| 100 | $21,687 | $260,244 |
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Barnwell County vs the South Carolina average
| Barnwell County | South Carolina qualifying-county avg | |
|---|---|---|
| Monthly gap / employee | $217 | $250 |
| Savings vs small group | 25.9% | 28% |
Barnwell County sits $33/month under the qualifying-county average for South Carolina, but still clears the $100/month bar where an ICHRA analysis is usually worth running. See how the whole state stacks up on the South Carolina savings page or the interactive map.
Nearby South Carolina counties
How Barnwell County compares to other qualifying counties in the state.
| County | Individual /mo | Small group /mo | You save | Annual / employee |
|---|---|---|---|---|
| Calhoun County | $593 | $832 | 28.7% | $2,867 |
| Chester County | $635 | $875 | 27.4% | $2,880 |
| Clarendon County | $632 | $867 | 27.2% | $2,827 |
| Beaufort County | $623 | $830 | 25% | $2,489 |
| Chesterfield County | $642 | $853 | 24.7% | $2,530 |
| Berkeley County | $632 | $830 | 23.9% | $2,385 |
Methodology
Every figure on this page compares the lowest-cost silver plan for a 50-year-old in Barnwell County (FIPS 45011) across both markets for the same plan year (2026): the individual market side comes from the CMS Marketplace Public Use Files, the small-group side from Ideon's county-level rate data. We never mix plan years, tiers, or geographies. Figures are benchmark estimates — not an offer of insurance, a quote, or a guarantee of savings.
Barnwell County ICHRA FAQs
How much can employers save with an ICHRA in Barnwell County, South Carolina?
For plan year 2026 the Barnwell County benchmark gap is about $217 per employee per month — individual silver coverage at $620/mo versus $837/mo for comparable small-group coverage. Over a year that's roughly $2,602 per employee. These are estimates from public and industry benchmark data, not quotes; actual savings depend on your census and contribution design.
What does small-group health insurance cost in Barnwell County compared to individual plans?
The 2026 small-group benchmark in Barnwell County is $837/month (lowest-cost silver, age 50) versus $620/month for the same-tier individual-market plan — the individual market prices 25.9% lower. That inversion is exactly what makes an ICHRA work here.
How does Barnwell County rank for ICHRA savings in South Carolina?
Barnwell County ranks #31 of 42 South Carolina counties with a $100+/month benchmark gap. Its $217/month gap is $33 below the South Carolina qualifying-county average of $250/month.
Where does this Barnwell County data come from?
Individual-market premiums come from the CMS Marketplace Public Use Files and small-group benchmarks from Ideon — lowest-cost silver plan, age 50, same county and same plan year (2026) on both sides. Same-year, same-county, same-tier is the only apples-to-apples comparison we publish.
Is an ICHRA the right move for every Barnwell County employer?
No. The Barnwell County numbers favor an ICHRA on paper, but the answer depends on your group's ages, current renewal, participation, and contribution strategy. A free analysis models your actual census — and if staying on group coverage is cheaper, it will say so.
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