ICHRA savings in Riley County, KS
In Riley County, individual silver coverage benchmarks at $742/mo versus $931/mo for small group — a gap of about $189 per employee per month, or $2,272 a year.
Last updated: August 17, 2026 · plan-year 2026, lowest-cost silver (age 50), same year both markets. Estimates, not quotes.
What the gap means at your headcount
Benchmark gap × employees × 12 months. Illustrations only — your contribution design sets the real number.
| Employees | Monthly benchmark gap | Estimated annual gap |
|---|---|---|
| 10 | $1,893 | $22,716 |
| 25 | $4,733 | $56,790 |
| 50 | $9,465 | $113,580 |
| 100 | $18,930 | $227,160 |
Want it modeled on your actual census and contribution? Run the estimator — it takes about a minute.
Riley County vs the Kansas average
| Riley County | Kansas qualifying-county avg | |
|---|---|---|
| Monthly gap / employee | $189 | $162 |
| Savings vs small group | 20.3% | 17% |
Riley County runs $27/month ahead of the typical qualifying Kansas county — one of the stronger local cases for an ICHRA in the state. See how the whole state stacks up on the Kansas savings page or the interactive map.
Nearby Kansas counties
How Riley County compares to other qualifying counties in the state.
| County | Individual /mo | Small group /mo | You save | Annual / employee |
|---|---|---|---|---|
| Mitchell County | $742 | $931 | 20.3% | $2,272 |
| Ottawa County | $742 | $931 | 20.3% | $2,272 |
| Republic County | $742 | $931 | 20.3% | $2,272 |
| Saline County | $742 | $931 | 20.3% | $2,272 |
| Washington County | $742 | $931 | 20.3% | $2,272 |
| Bourbon County | $774 | $914 | 15.3% | $1,673 |
Methodology
Every figure on this page compares the lowest-cost silver plan for a 50-year-old in Riley County (FIPS 20161) across both markets for the same plan year (2026): the individual market side comes from the CMS Marketplace Public Use Files, the small-group side from Ideon's county-level rate data. We never mix plan years, tiers, or geographies. Figures are benchmark estimates — not an offer of insurance, a quote, or a guarantee of savings.
Riley County ICHRA FAQs
How much can employers save with an ICHRA in Riley County, Kansas?
For plan year 2026 the Riley County benchmark gap is about $189 per employee per month — individual silver coverage at $742/mo versus $931/mo for comparable small-group coverage. Over a year that's roughly $2,272 per employee. These are estimates from public and industry benchmark data, not quotes; actual savings depend on your census and contribution design.
What does small-group health insurance cost in Riley County compared to individual plans?
The 2026 small-group benchmark in Riley County is $931/month (lowest-cost silver, age 50) versus $742/month for the same-tier individual-market plan — the individual market prices 20.3% lower. That inversion is exactly what makes an ICHRA work here.
How does Riley County rank for ICHRA savings in Kansas?
Riley County ranks #35 of 73 Kansas counties with a $100+/month benchmark gap. Its $189/month gap is $27 above the Kansas qualifying-county average of $162/month.
Where does this Riley County data come from?
Individual-market premiums come from the CMS Marketplace Public Use Files and small-group benchmarks from Ideon — lowest-cost silver plan, age 50, same county and same plan year (2026) on both sides. Same-year, same-county, same-tier is the only apples-to-apples comparison we publish.
Is an ICHRA the right move for every Riley County employer?
No. The Riley County numbers favor an ICHRA on paper, but the answer depends on your group's ages, current renewal, participation, and contribution strategy. A free analysis models your actual census — and if staying on group coverage is cheaper, it will say so.
Ready to run the Riley County numbers on your group?
Get a free, no-obligation analysis for your county and employee count.
See what your company could save
County-specific 2026 numbers, about 30 seconds, no contact info needed.
How many employees do you have?
See What My Company Could Save →30-second estimate. No contact info needed.