39% below small group

ICHRA savings in Meigs County, OH

In Meigs County, individual silver coverage benchmarks at $784/mo versus $1,286/mo for small group — a gap of about $502 per employee per month, or $6,025 a year.

Last updated: August 17, 2026 · plan-year 2026, lowest-cost silver (age 50), same year both markets. Estimates, not quotes.

What the gap means at your headcount

Benchmark gap × employees × 12 months. Illustrations only — your contribution design sets the real number.

EmployeesMonthly benchmark gapEstimated annual gap
10 $5,021 $60,248
25 $12,552 $150,621
50 $25,104 $301,242
100 $50,207 $602,484

Want it modeled on your actual census and contribution? Run the estimator — it takes about a minute.

Meigs County vs the Ohio average

Meigs CountyOhio qualifying-county avg
Monthly gap / employee$502$766
Savings vs small group39%55%

Meigs County sits $264/month under the qualifying-county average for Ohio, but still clears the $100/month bar where an ICHRA analysis is usually worth running. See how the whole state stacks up on the Ohio savings page or the interactive map.

Nearby Ohio counties

How Meigs County compares to other qualifying counties in the state.

CountyIndividual /moSmall group /moYou saveAnnual / employee
Gallia County $761 $1,285 40.8% $6,289
Lawrence County $762 $1,285 40.7% $6,274
Athens County $784 $1,286 39% $6,025
Washington County $784 $1,286 39% $6,025
Medina County $583 $952 38.8% $4,433
Portage County $583 $952 38.8% $4,433

Methodology

Every figure on this page compares the lowest-cost silver plan for a 50-year-old in Meigs County (FIPS 39105) across both markets for the same plan year (2026): the individual market side comes from the CMS Marketplace Public Use Files, the small-group side from Ideon's county-level rate data. We never mix plan years, tiers, or geographies. Figures are benchmark estimates — not an offer of insurance, a quote, or a guarantee of savings.

Meigs County ICHRA FAQs

How much can employers save with an ICHRA in Meigs County, Ohio?

For plan year 2026 the Meigs County benchmark gap is about $502 per employee per month — individual silver coverage at $784/mo versus $1,286/mo for comparable small-group coverage. Over a year that's roughly $6,025 per employee. These are estimates from public and industry benchmark data, not quotes; actual savings depend on your census and contribution design.

What does small-group health insurance cost in Meigs County compared to individual plans?

The 2026 small-group benchmark in Meigs County is $1,286/month (lowest-cost silver, age 50) versus $784/month for the same-tier individual-market plan — the individual market prices 39% lower. That inversion is exactly what makes an ICHRA work here.

How does Meigs County rank for ICHRA savings in Ohio?

Meigs County ranks #84 of 88 Ohio counties with a $100+/month benchmark gap. Its $502/month gap is $264 below the Ohio qualifying-county average of $766/month.

Where does this Meigs County data come from?

Individual-market premiums come from the CMS Marketplace Public Use Files and small-group benchmarks from Ideon — lowest-cost silver plan, age 50, same county and same plan year (2026) on both sides. Same-year, same-county, same-tier is the only apples-to-apples comparison we publish.

Is an ICHRA the right move for every Meigs County employer?

No. The Meigs County numbers favor an ICHRA on paper, but the answer depends on your group's ages, current renewal, participation, and contribution strategy. A free analysis models your actual census — and if staying on group coverage is cheaper, it will say so.

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