Guides & analysis

The ICHRA blog — page 2

Clear, data-backed guides to help employers and employees get the most from an Individual Coverage HRA.

ICHRA in Mansfield, Ohio 2026: Richland County 52.3%

Richland County's 2026 benchmark runs an estimated 52.3% below small group, about $10,123 a year per employee. See the Mansfield, Ohio data, sourced.

Oct 5, 2026 · 21 min read

Setup

ICHRA for Families: Spouse and Dependent Coverage in 2026

An ICHRA can cover your employee's spouse and kids. The 2026 federal rule lets you vary the budget by family size. Here is the math, sourced.

Oct 4, 2026 · 21 min read

For Employers

ICHRA in Springfield, Ohio 2026: Clark County 58.3%

Clark County, Ohio employers can estimate 58.3% savings vs. small group with ICHRA in 2026: Springfield rate data, worked math, and local context.

Oct 3, 2026 · 21 min read

For Employers

ICHRA in New Hampshire 2026: Manchester Wins, Keene Lags

Manchester-area counties save an estimated 24.4% with a 2026 ICHRA; Keene's tier saves 9.6%. All 10 NH counties qualify. See the sourced county data.

Oct 2, 2026 · 20 min read

For Employers

ICHRA in Hamilton, Ohio 2026: Butler County 62.3%

Butler County's 2026 benchmark runs an estimated 62.3% below small group, about $10,675 a year per employee, tied with Cincinnati. See the data.

Oct 1, 2026 · 20 min read

For Employers

ICHRA in Mount Gilead, Ohio 2026: Morrow County 62.7%

Morrow County's 2026 benchmark runs an estimated 62.7% below small group, $12,121 a year per employee, Ohio's widest dollar gap. See the sourced data.

Sep 30, 2026 · 21 min read

For Employers

ICHRA in Brunswick, Georgia 2026: Glynn County 49.2%

Glynn County's 2026 benchmark runs an estimated 49.2% below small group, about $7,065 a year per employee. See the sourced data for Brunswick.

Sep 29, 2026 · 20 min read

For Employers

ICHRA in Warner Robins, Georgia 2026: Houston County 44.3%

Houston County's 2026 benchmark runs an estimated 44.3% below small group, about $6,389 a year per employee. See the sourced data for Warner Robins.

Sep 28, 2026 · 21 min read

For Employers

ICHRA in Valdosta, Georgia 2026: Lowndes County 53.3%

Lowndes County's 2026 benchmark runs an estimated 53.3% below small group, about $8,610 a year per employee. See the sourced data for Valdosta.

Sep 27, 2026 · 20 min read

For Employers

ICHRA in Columbus, Georgia 2026: Muscogee County 39.2%

Muscogee County's 2026 benchmark runs an estimated 39.2% below small group, about $5,579 a year per employee. See the sourced data for Columbus.

Sep 26, 2026 · 20 min read

ICHRA Basics

ICHRA Is Now the CHOICE Arrangement: 2026 Federal Rename

CMS and SBA renamed ICHRA the CHOICE Arrangement in September 2026. See what changed, what stayed the same, and this year's sourced county data.

Sep 25, 2026 · 18 min read

For Employers

ICHRA in Rome, Georgia 2026: Floyd County 49%

Floyd County's 2026 benchmark runs an estimated 49% below small group, about $7,519 a year per employee, above the Georgia average. See the data, sourced.

Sep 24, 2026 · 20 min read

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