The ICHRA blog — page 3
Clear, data-backed guides to help employers and employees get the most from an Individual Coverage HRA.
ICHRA in Georgia 2026: 130 Counties Where It Wins
ICHRA beats small-group coverage in 130 Georgia counties for 2026, covering 4.5 million people, though not yet in metro Atlanta. See the county data and why.
For EmployersACA Subsidy Cliff 2026: What Employers Must Know
Enhanced ACA subsidies expired, and the 400% FPL cliff is back for 2026. Here is what small employers need to know about premiums, income limits and ICHRA.
ComparisonICHRA vs Small Group 2026: The Employer Decision
A step-by-step framework for employers weighing an ICHRA against renewing small-group coverage — what drives the answer and the traps that sink a rollout.
SetupHow to Set Up an ICHRA Plan: A Step-by-Step Timeline
The full ICHRA setup timeline — plan design, the required 90-day employee notice, open enrollment, and the first tax-free reimbursement.
For EmployersTop 5 ICHRA Benefits for Small Businesses in 2026
From predictable budgets to tax-free reimbursements and easier multi-state hiring — the five reasons small employers are switching to ICHRA.
ComparisonICHRA vs Traditional Group Insurance, Side by Side
Cost control, employee choice, admin burden, and multi-state coverage — how an ICHRA compares head-to-head with a traditional small-group plan.
EligibilityICHRA Eligibility: Who Qualifies to Offer and Enroll
Employer eligibility, employee classes, and the rules that decide who can offer and enroll in an ICHRA — plus the affordability test that affects subsidies.
ICHRA BasicsWhat Is ICHRA? The Complete 2026 Guide for Employers
A plain-English guide to the Individual Coverage HRA: how it works, IRS rules, who qualifies, and why it now beats small-group coverage in 1,309 US counties.
From reading to results
See exactly where ICHRA saves your business money.
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County-specific 2026 numbers, about 30 seconds, no contact info needed.
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