The ICHRA blog — page 3
Clear, data-backed guides to help employers and employees get the most from an Individual Coverage HRA.
ICHRA in Lorain, Ohio 2026: Lorain County 52.5%
Lorain County's 2026 benchmark runs an estimated 52.5% below small group, about $7,999 a year per employee. See the Lorain, Ohio data, sourced.
For EmployersICHRA in Canton, Ohio 2026: Stark County 41.1%
Stark County's 2026 benchmark runs an estimated 41.1% below small group, about $4,692 a year per employee. See the Canton, Ohio data, sourced.
For EmployersICHRA in Sandusky, Ohio 2026: Erie County 63%
Erie County's 2026 benchmark runs an estimated 63% below small group, tied for Ohio's widest gap, about $11,145 a year. See the Sandusky, Ohio data, sourced.
For EmployersICHRA in Albany, Georgia 2026: Dougherty County 52.4%
Dougherty County's 2026 benchmark runs an estimated 52.4% below small group, the widest Georgia city gap yet, about $8,754 a year. See the data, sourced.
For EmployersICHRA in Akron, Ohio 2026: Summit County 38.8%
Summit County's 2026 benchmark runs an estimated 38.8% below small group, the lowest of Ohio's 88 counties, about $4,433 a year. See the data, sourced.
SetupICHRA Affordability Safe Harbors: The 2026 Guide
Three IRS safe harbors decide if your ICHRA is affordable in 2026: FPL, rate of pay, and W-2. See the exact math for each, worked out with real numbers.
For EmployersICHRA in Lima, Ohio 2026: Allen County 60.4%
Allen County's 2026 benchmark runs an estimated 60.4% below small group, about $11,564 per employee a year. See the Lima, Ohio data, sourced.
For EmployersICHRA in Augusta, Georgia 2026: Richmond County 34%
Richmond County's 2026 benchmark runs an estimated 34% below small group, about $4,370 per employee a year. See the Augusta, Georgia data, sourced.
For EmployersICHRA in Newark, Ohio 2026: Licking County 59.6%
Licking County's 2026 benchmark runs an estimated 59.6% below small group, near Intel's $28B Ohio mega-site. See the county data, sourced.
For EmployersICHRA in Youngstown, Ohio 2026: Mahoning County 58.9%
Mahoning County's 2026 benchmark runs an estimated 58.9% below small group, about $9,398 per employee a year. See the Youngstown, Ohio data, sourced.
For EmployersICHRA in Toledo, Ohio 2026: Lucas County 57%
Lucas County's 2026 benchmark runs an estimated 57% below small group, about $9,514 per employee a year. See the Toledo, Ohio data, sourced.
For EmployersICHRA in Macon, Georgia 2026: Bibb County 44.3%
Bibb County's 2026 benchmark runs an estimated 44.3% below small group, about $6,389 per employee a year. See the Macon, Georgia data, sourced.
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